Jose Garcia age 54 on Disability with some serious health issues: (Insulin Diabetes, Heart Defribulator, and Cancer Survivor) and “No Life Insurance”!
(His previous life Insurance applications were denied - due to poor health).
Because of his “Low Income”, we encouraged Jose to apply for Medicaid QMB. Jose was approved, so the State of MO picked up his $134 Part-B MEDICARE Premium, allowing him to see an increase of $134 in his monthly Income. As a QMB recipient, we were able to enrolled Jose into a Dual Special Needs (DSNP) MEDICARE Advantage Plan: With a $0 Monthly Premium, $0 Co-Pay for Doctors Visits, Free Diabetic Supplies & Diabetic Shoes, and a host of other free benefits like: Dental, Vision, Hearing, Silver Sneaker Fitness, and $58/ Month Over the Counter benefits.
Finally, with the additional $134 Monthly Income, we enrolled Jose into a Columbian Life $10,000 Guaranteed Issue Whole Life Insurance Policy (No Medical Questions) with an affordable Premium of $66.21 Per Month.